Welcome to the Young Professionals Initiative! The Berne Union's 'YP Initiative' was launched in 2019 to increase the role of young professionals in the work of the association by providing a platform which both promotes engagement and increases the value of our output for young, junior and rising professionals in the export credit and investment insurance industry. It is completely free to become a Young Professional. You can remain in the YP group for as long as you find the exchange and content useful to you. This group is designed for the individual, not for the company, therefore as many YP's from one company can join!

We have an annual calendar full of activities for the YP's to get involved in and a dynamic group of 170 Young Professionals from across the Berne Union Membership for everyone to expand their network, share their experiences and learn from one another.

The initiative is self-directed by a group of 'Core Group Members' who are responsible for setting objectives and overseeing implementation. You can find more information on the Core Group Members, below.

Would you like to become a member of the Young Professionals network?
Watch this YP promo video to see what we're all about!

Download the 'New Member Form' here, and send it to Nicole Cherry at the Berne Union Secretariat


The BU Pulse

Do you have something you would like to have featured in the next edition of the BU Pulse? If so, please click below and email our core group to submit your piece!


The YPs will be gathering again to discuss the industry's latest hot topics, attend workshops and valuable networking, this year in Amsterdam! From 13th - 15th November, find out more here!

Technical Webinar 

Download and watch the recording of our extremely successful "Lessons on leadership - what can YPs learn from a CEO?" Webinar by Edna Schöne, CEO of Euler Hermes


The BU Pulse is a quarterly newsletter which the YP Core Group create and send out to all YP members. The Pulse contains a compilation of recent activities within the Berne Union, upcoming events the YPs can participate in, interviews with YPs highlighting a certain event, interesting articles recently published as well as meet and greet of all new Young Professionals within our community and much much more
You can download all previous editions of the BU pulse here:



The Young Professionals compiled a very helpful glossary of terms relating to trade / export finance and export credit and political risk insurance. The definitions are collected from a variety of original sources (which are all linked for reference). Where multiple sources exist for a given definiendum, all sources are included. Where there is no suitable source we have provided an original definition. You can find the link to the Glossary here:


The YP Core Group has arranged a jam packed agenda for 2024. We have adapted this years events based on participations rates and YP feedback.  We would love your involvement in any of these activities. In advance of these events, the Core Group will reach out via email 

Technical webinars are technical / educational webinars promoting hot topics, industry insights, and alternative ways of working

BU Pulse is a newsletter communication to the YP community via email to promote, inform and educate the community on upcoming events, new members, and different ways of working as well as new BU updates / organisation features and top tips!

Hangouts are exactly as they sound, they are fun informal catch ups on zoom to continue flexing that networking muscle between the YP Community, building connections and sharing thoughts of industry hot topics!

YP Annual Forum is our annual in-person meeting. It lasts 2 days and is hosted by a BU member with the objective to inform, educate, network, and provide industry / organisational best practices.


Ghalia El Kerouani, AXA XL

Ghalia El Kerouani

Political Risk, Credit & Bond Analyst, AXA XL

Ghalia joined AXA XL as a risk analyst within the Political Risk, Credit and Bonds team in April 2022. Based in Paris, she accompanies underwriters across all hubs (APAC, Continental Europe, UK, and Americas) in their risk assessment and underwriting process, covering multiple transaction types and risks. In addition to her role as risk analyst, Ghalia is involved in several transversal projects for the risk team, such as developing rating and risk assessment tools.

Ghalia graduated from Toulouse Business School in June 2020, holding a masters in Banking and Financial Markets. In parallel, Ghalia was an apprentice during two years at BNP Paribas (Paris office), working as a credit analyst covering EMEA financial institutions. After her graduation, Ghalia continued her career at the bank for an additional two years, covering in total 6 different banking portfolios.

Giulia Riccio - SACE

Giulia Riccio

Associate, International Relations Department, SACE

Giulia joined the International Relations at SACE in 2017. From 2017 to 2020 she has been part of the team of the Secretary General of the International Working Group on Export Credits (IWG). More recently, she has been focusing on sustainability and climate-related practices of ECAs. She is also involved in SACE’s projects related to trainings to other ECAs or financial institutions. More in general she assists the IR team in the various activities related to participation to meetings, exchanges of information with other ECAs, benchmarking exercises, etc.

Before joining SACE, Giulia has worked for two years in Sofia, assisting Italian companies in their internationalization projects in Bulgaria. Previously, she has conducted some working experiences in public institutions, i.e. at the Italian Ministry of Foreign Affairs as a liaison officer during the Italian Presidency of the Council of the EU, and at the European Commission as a trainee of the Commissioner for Industry and Entrepreneurship. Giulia holds a Bachelor’s Degree in Political Science and a Master’s Degree in International Relations, from the LUISS Guido Carli University in Rome.

Moritz Brandenburger - EULER HERMES

Moritz Brendenburger

Advisor International Cooperation / Company Lawyer, EULER HERMES

Moritz joined Euler Hermes’ department for International Cooperation in February 2022. After completing is B.A. in Law and Politics at the university of Münster, Moritz joined the Berlin office of the UN World Food Programme and Geneva-based International Trade Centre (ITC) for periods of six months each. Based in Cologne, he then went on to complete his legal studies and bar exam with a work placement, among others, at a Brussels based law firm specializing in EU and WTO trade law. Before joining Euler Hermes, Moritz worked for one year as a lawyer in international customs law in Hamburg.

Karolina Stenberg - EKN

Karolina Stenberg

Underwriter, Automotive, Mining and Construction  EKN

Karolina joined the Swedish Export Credit Agency 2020 after her graduation. She is working as an underwriter for large corporates in the team for Automotive, Mining and Construction. In her role she works closely with the exporting companies, conducting credit risk assessments on various transactions in emerging markets.

Karolina holds a MSc in Advanced Economics and Finance from Copenhagen Business School, during her master she spent one semester at Korean Advanced Institute of Science and Technology. She has a bachelor’s degree in economics from Lund University where she spent one semester at University of Melbourne. Previous student jobs have been within the sustainable finance space including reporting of a newly launched impact fund as well as ESG-ratings.

Emily Kate Gray - Berne Union Secretariat

EK Gray


EK is the new Manager responsible for our Medium and Long Term Committee, supporting the dialogue between public and private BU members active in MLT cross-border credit and investment insurance. Previously, she worked at BU Member Export Development Canada (EDC).

In her tenure at EDC, she worked within various business functions, specifically within the Technology Group, Corporate Secretariat and the International and ECA Relations team. In this capacity she built relationships with ECAs and managed EDC commitments with the Berne Union. She supported EDC business teams via OECD consultations and ECA intel to drive strategic priorities.

EK has a passion for trade and business and a strong entrepreneurial spirit, honed from past startup ventures. She holds a Bachelor of International Business (BIB. 2019) from Carleton University and is a Certified International Trade Professional (CITP®|FIBP®).

Nicole Cherry - Berne Union Secretariat

Nicole Cherry

Young Professionals Initiative Manager & BU Event Logistics Manager, BERNE UNION SECRETARIAT

Nicole joined the Secretariat in July 2016 and is responsible for all meeting and office logistics. In this role she works closely with Berne Union member hosts and external suppliers, coordinating preparation for General and Specialist Meetings across the world. She also manages office operations, finance and accounts and is the first port of call for all member support and assistance. Nicole has lead the Young Professionals Initiative since December 2020.

Nicole has a degree from Roehampton University and has spent six years working in Tanzania on various charity and non for-profit projects as well as gaining corporate experience working as the assistant to the CEO of East Africa’s largest company.