Ghalia El Kerouani

Political Risk, Credit & Bond Analyst, AXA XL

Ghalia joined AXA XL as a risk analyst within the Political Risk, Credit and Bonds team in April 2022. Based in Paris, she accompanies underwriters across all hubs (APAC, Continental Europe, UK, and Americas) in their risk assessment and underwriting process, covering multiple transaction types and risks. In addition to her role as risk analyst, Ghalia is involved in several transversal projects for the risk team, such as developing rating and risk assessment tools.

Ghalia graduated from Toulouse Business School in June 2020, holding a masters in Banking and Financial Markets. In parallel, Ghalia was an apprentice during two years at BNP Paribas (Paris office), working as a credit analyst covering EMEA financial institutions. After her graduation, Ghalia continued her career at the bank for an additional two years, covering in total 6 different banking portfolios.

Karolina Stenberg

Underwriter, Automotive, Mining and Construction  EKN

Karolina joined the Swedish Export Credit Agency 2020 after her graduation. She is working as an underwriter for large corporates in the team for Automotive, Mining and Construction. In her role she works closely with the exporting companies, conducting credit risk assessments on various transactions in emerging markets.

Karolina holds a MSc in Advanced Economics and Finance from Copenhagen Business School, during her master she spent one semester at Korean Advanced Institute of Science and Technology. She has a bachelor’s degree in economics from Lund University where she spent one semester at University of Melbourne. Previous student jobs have been within the sustainable finance space including reporting of a newly launched impact fund as well as ESG-ratings.

EK Gray

MLT Committee Manager, BERNE UNION SECRETARIAT

EK is the new Manager responsible for our Medium and Long Term Committee, supporting the dialogue between public and private BU members active in MLT cross-border credit and investment insurance. Previously, she worked at BU Member Export Development Canada (EDC).

In her tenure at EDC, she worked within various business functions, specifically within the Technology Group, Corporate Secretariat and the International and ECA Relations team. In this capacity she built relationships with ECAs and managed EDC commitments with the Berne Union. She supported EDC business teams via OECD consultations and ECA intel to drive strategic priorities.

EK has a passion for trade and business and a strong entrepreneurial spirit, honed from past startup ventures. She holds a Bachelor of International Business (BIB. 2019) from Carleton University and is a Certified International Trade Professional (CITP®|FIBP®).

Nicole Cherry

Young Professionals Initiative Manager & BU Event Logistics Manager, BERNE UNION SECRETARIAT

Nicole joined the Secretariat in July 2016 and is responsible for all meeting and office logistics. In this role she works closely with Berne Union member hosts and external suppliers, coordinating preparation for General and Specialist Meetings across the world. She also manages office operations, finance and accounts and is the first port of call for all member support and assistance. Nicole has lead the Young Professionals Initiative since December 2020.

Nicole has a degree from Roehampton University and has spent six years working in Tanzania on various charity and non for-profit projects as well as gaining corporate experience working as the assistant to the CEO of East Africa’s largest company.